Tax Planning
Tax Planning Services, Stop Getting Surprised at Tax Time
Estimated taxes made clear.
We help you understand what to set aside and when to pay.
RETURNS IDENTIFIED
Withholding that matches your real income.
We adjust for multiple jobs, side income, or changing pay.
RECORDS ORGANIZED
A year round plan you can follow.
So tax season feels organized, not rushed.
READY TO FILE
Filing Challenges
Owed More Than Expected, Here Are the Most Common Reasons People Look for Tax Planning Help
Most people do not realize they need planning until something goes wrong, like a big balance due, a penalty, or cash flow stress. If any of these sound familiar, planning can help you take control before the next deadline.
1099 or self-employed with income that varies? Not sure what to set aside.
Owed more than expected last year? Let's get estimated payments right.
Started a business, added payroll, or began paying contractors?
Sold stock, crypto, or property and don't know the tax impact
Had a major life change: marriage, divorce, new child, or a move?
Bookkeeping behind, or don't trust your numbers?
Tax relief is possible
Speak to a tax resolution expert today.
If you are behind on prior years, it is usually best to get current first, then plan forward with accurate numbers.
Our process
Need a Clear Plan, Here Is How Tax Planning Works Here
Quick review of your situation
We learn how you earn income, what changed this year, and what went wrong last year, if anything.
Clear checklist and secure document intake
You receive a simple checklist based on your situation, so we are not guessing with incomplete information.
Planning review and recommendations
We estimate what to set aside, what to pay and when, and what changes can reduce surprises
Next steps to stay on track.
We outline what to track going forward and how to keep things clean for the next filing.
Tax Planning
Not Sure What Tax Planning You Need,Start With What You Are Trying to Fix
Planning looks different depending on how you earn income and what is creating the problem. These are the most common areas we help with.
What we help you figure out
Estimated taxes and
quarterly payment
planning.
Withholding adjustments for W 2 income, multiple jobs, and mixed income.
Expense tracking and documentation habits that hold up if questions come up later.
Business planning support, including clean categorization and cash flow rhythm.
Year end planning, so
decisions are not rushed in December.
Coordination with
bookkeeping so your
numbers stay reliable.
Planning that aligns with tax debt relief, if you are also trying to resolve back taxes.
Our Approach
When Planning Feels Confusing, Here Is What We Do Differently
A lot of people try planning on their own and still feel unsure. Our approach is practical and built around your real life.
We keep communication simple.
You will always know what we need and why it matters
We make the numbers understandable.
So you can make decisions with confidence.
We focus on habits that prevent problems.
Tracking, timing, and clarity usually matter more than complexity.
We plan with cash flow in mind.
So the plan works month to month, not just on paper.
If tax problems are part of the picture, we connect the dots
Planning, filing, and relief options often need to work together.
If IRS or state pressure is part of the picture, filing can be a critical step to stabilizing your situation.
Get A Free Consultation From A Tax Professional
We will review your audit letter, confirm deadlines, and help you respond in a way that is clear, organized, and appropriate for what the IRS is asking.
Testimonials
Trusted help, With Clear Communication
When you are dealing with the IRS, you need clarity and follow through, not vague promises.
We focus on realistic options, straightforward communication, and a structured path from first call to resolution.
I review a lot of businesses. I am fair and want to provide information for people who genuinely are looking at a business to use for themselves. Regarding doing business with the Tax Hardship Center, it’s too good to be true but WOW. They helped me so much. I felt like I was out of a 10-year prison at the end. The feeling I had after they worked out all the issues I had with back tax penalties, etc., was just such a relief.
Special thanks to: Josh Bensimhon, Senior Tax Analyst, my first impression on the phone. After 2 months of searching, he was the first person that put me at ease. Jessy Zhu, Tax Preparer, for the speed and accuracy of getting the electronic form filled in and filed. Leslie Welch, Tax Preparation Associate, who clearly and precisely explained what my role was and the timeline I was on.
Gary M.
May 29th, 2024
G
Honestly I was really skeptical about getting involved with a company that deals with tax debts. After going down the tax debt resolution rabbit hole I saw so many horror stories other worrisome things, but I needed help.. badly. I got a notice of intent to levy and I knew if I did nothing my life would basically be over so I took a chance and prayed for the best.
I’m glad I did because it worked out better than I ever could have expected. Jeremy helped me understand my options and made the plan as well as the fees easy to understand and straight forward.
It ended up getting resolved better than I could have hoped for and I can finally sleep again.
I’m grateful to Jeremy, Kimberly, and the rest of my team. Thank you Tax Hardship Center
A F.
May 28, 2025
A
If you have unresolved tax issues, this is the company work with – I had a stellar experience and my tax issues were resolved in a much shorter time period than I had anticipated. Sarah, Alex and Clay were absolutely wonderful. All calls were returned promptly and they took the time to answer all questions I had. I very much appreciate their patience.
Katherine Hess was my case manager and she was absolutely wonderful to work with-she too answered all calls promptly and stayed in close contact every step of the way and her kindness, professionalism and patience were very much appreciated. I cannot recommend this company enough. If you have unresolved tax issues this is the company to work with-they go above and beyond for their clients!
Linda Little
Sep 20, 2025
L
I didn’t know if Tax Hardship could help me. I hadn’t filed tax returns in years and the IRS was sending me bills so I got scared and buried my head in the sand. I knew I had to do something about it when the letters started coming more frequently and seemed to be getting more aggressive. I decided to hire Tax Hardship and they were incredible.
My tax prepares got my returns filed quickly and the resolution team was a God send! They kept me updated throughout the process and answered all my questions. I’m now in “good standing” with the IRS
Alice P
June 06, 2026
A
20+ years of tax relief services.
Serving clients nationwide in all 50 states
Learn More
Resources for People Researching Tax Planning
If you are still learning, these topics can help you avoid common mistakes and get organized.
You set up a payment plan with the IRS, breathed easier, and...
The letter came on a Tuesday. Nothing about Tuesdays usually feels dangerous....
You open the mailbox. There it is. An envelope with that unmistakable...
Tax Preparation Help
Not Sure What You Need, Choose the file taxes help that fits
Pick the option that matches what you are dealing with right now. If you are unsure, start with a consultation and we will guide you to the right service.
Tax Preparation 
For current year filing, W 2 and 1099 income, investments, rental property, and multi state situations.
Unfiled Tax Returns
For catching up on prior years, replacing missing documents, and getting current without guessing.
Tax Planning
For estimated payments, withholding adjustments, and a year round plan that prevents future surprises.
If you have a notice number, bring it to the consultation. We will help you understand what it means and what to do next.
Explore
Still Unsure, Talk to Someone Before You File
If you are deciding between tax preparation, unfiled returns, bookkeeping help, or tax relief, start with a conversation. Tell us which years are involved, whether it is personal, business, or both, and what is stressing you out right now. We will outline the simplest path forward.
One last thing
Ready to Stop Guessing, Get a Clear Tax Plan and Move Forward
You do not need to go through another year hoping you got it right. If you want a clear plan for estimated payments, withholding, and staying organized, we are ready to help.
confidential • No obligation • IRS enrolled agents • BBB A+ Rated
Frequently asked questions
Tax Planning Questions People Ask Before They Start
Honest answers to the most common IRS tax relief questions.
How far in advance should I do tax planning?
The earlier the better, especially if your income is changing or you are self employed. Planning works best when there is time to adjust withholding, set up estimated payments, and build clean tracking habits.
Can you help me figure out estimated quarterly payments?
Yes. We help you estimate what to set aside and create a schedule, so you are not guessing each quarter.
Do I need tax planning if I have a W 2 job?
Many people with W 2 income still benefit from planning if they have multiple jobs, side income, investment activity, or major life changes that affect withholding and credits.
Will tax planning reduce what I owe?
Planning can reduce surprises and help you avoid avoidable penalties. In some situations, planning may also improve your outcome by timing decisions and tracking deductions properly, but results depend on your specific facts.
What if my bookkeeping is behind or messy?
That is common. We can help you get organized and, if needed, connect planning with catch up bookkeeping so your numbers are reliable.
What if I also have unfiled returns or tax debt?
Getting current is often the first step. We can help you understand what needs to be filed, then align planning with filing and relief options going forward.